Terms of Service
Last updated: August 2026
1. About these terms
These Terms of Service set out the terms and conditions on which you may use our website and the services we provide. By using our website, you confirm that you accept these terms and that you agree to comply with them. If you do not agree to these terms, you must not use our website.
2. Who we are
Covered Today is a trading style of Covered Today Ltd. Our address is 77 Flanderwell Lane, Rotherham, S66 3QP. Covered Today Ltd is an appointed representative of Your Company Matters Ltd, which is authorised and regulated by the Financial Conduct Authority (841727). Contact us at accounts@coveredtoday.co.uk or 020 3048 3970.
3. Our service
We provide a free, no-obligation comparison service for private health insurance products in the UK. We connect you with expert advisers who review suitable options from a panel of leading UK insurers.
4. Estimates, quotes and cover
Any price range or indicative quote shown on our website is based on the initial information you provide. A final quote and confirmation of cover are subject to a full review by an adviser and the underwriting criteria of the chosen insurer.
5. Information users provide
You are responsible for ensuring that all information you provide is accurate, complete, and up-to-date. Failure to provide correct information may result in an inaccurate quote or the invalidation of any insurance policy you subsequently take out.
6. No obligation
Our comparison service is provided free of charge and carries no obligation to purchase any insurance product mentioned during the process.
7. Website availability and acceptable use
We do not guarantee that our website, or any content on it, will always be available or be uninterrupted. You must use our website only for lawful purposes related to seeking insurance information.
8. Intellectual property
We are the owner or the licensee of all intellectual property rights in our website and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.
9. Third-party providers and links
Our website may contain links to sites and resources provided by third parties. These links are provided for your information only. We have no control over the contents of those sites or resources.
10. Liability
We do not exclude or limit in any way our liability to you where it would be unlawful to do so. This includes liability for death or personal injury caused by our negligence or the negligence of our employees, agents or subcontractors and for fraud or fraudulent misrepresentation.
11. Privacy and cookies
Our Privacy Policy and Cookie Policy set out how we process any personal data we collect from you, or that you provide to us, and how we use cookies on our website.
12. Changes to these terms
We may amend these terms from time to time. Every time you wish to use our website, please check these terms to ensure you understand the terms that apply at that time.
13. Governing law
These terms are governed by the laws of England and Wales. If you are a consumer, you may also bring proceedings in the part of the UK where you live.
14. Contact and complaints
Please contact Covered Today first at accounts@coveredtoday.co.uk or 020 3048 3970. Eligible complaints may subsequently be referred to the Financial Ombudsman Service.
Covered Today Ltd is an appointed representative of Your Company Matters Ltd, which is authorised and regulated by the Financial Conduct Authority (841727). Covered Today Ltd is registered in England & Wales.